Financing with Our Dealership

Financing Made Easy in Cleveland, OH!

Ready to take the final leap and commit to a car you love? Our expert finance team in Cleveland, OH, can help! We're here to offer guidance and advice on all financing factors, from leasing to loan options to possible incentive deals. Our aim is to make the buying process as straightforward and easy to understand as possible. No more headaches when it comes to crunching the numbers; call us to learn more about your finance options and how to get started today!

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We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Valley Ford of Cleveland Vehicle?

Complete a Finance Application!

A great way to get the ball rolling is to fill out one of our online finance applications. By completing this form, our team can get to work. Lakewood drivers can fill this application out from anywhere, and it only takes a few minutes to do so. Once our finance team gets a better idea of a driver's credit and financial situation, we can move forward with the best options for them. A few common finance options include traditional financing (buying) and leasing.

Benefits of Financing

Leasing Terms Around Elyria

There are many leasing terms, and different factors affect the terms for each driver. In lay terms entering a lease means the driver will pay for the time spent behind the wheel. Vehicle leases usually last two to three years, during which the driver will have a set mileage restriction. Leasing works well for drivers that would rather switch up their vehicle every few years without being locked into a long-term commitment. Talk to our finance team for more information about leasing and whether it would work for you.

Flexible Credit Options

Specials, Discounts, and Incentives

Drivers can save even more when shopping at our dealership or online. We have a variety of deals available on our website. Drivers are encouraged to meet with our finance team to determine whether they're eligible for any incentives we're currently running. Our staff wants you to get the best deal possible, so don't hesitate to ask questions or bring up any specials.

Another excellent way for drivers to offset their final costs is to trade in for the value of their current vehicles. We provide an easy way for drivers to get an accurate quote on what their vehicle is worth based on fair market data. You could have an estimate at no obligation in just a few simple steps! Drivers can work with our finance team to figure out how the quote could impact the final costs of a new car. Additionally, drivers are free to mess around with this and other finance tools, like the payment calculator, we offer online to better understand how to proceed.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Financing Near Cuyahoga Falls

Our team can explain clearly what traditional financing is and how it works. A brief overview is that this type of financing involves acquiring a lump sum loan from a local or national bank lender. Our dealership works closely with many leaned so we can find low rates that fit your budget.

Drivers repay this loan over time, typically month to month, until it is paid off. Once paid, the driver will own the vehicle free and clear. This process allows drivers more control over the vehicle in terms of customization and driving without restrictions.

Visit Valley Ford of Cleveland Outside Akron Soon!

Our finance team is always friendly and professional. We offer competitive rates and flexible payment options. Worried about your credit? Don't fret; we've met countless shoppers in many different situations.

Our team is always willing to work together to come up with a financing option that suits your needs. Contact us and slide behind the wheel of your dream car today!

Ready to begin?

  1. Valley Ford of Cleveland

    5715 Canal Rd
    Cleveland, OH 44125

    • Sales: 800-533-2400
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Get in Touch

  • Contact our Sales Department at: 800-533-2400
  • Monday8am-6pm
  • Tuesday8am-6pm
  • Wednesday8am-6pm
  • Thursday8am-6pm
  • Friday8am-5:30pm
  • Saturday9am-1pm
  • SundayClosed